Before you start

Stocks and Shares ISA

Before you apply

Here’s a few things to know before you start.

To apply, you must:

be 18 years old or over
be a UK resident for tax purposes
not be a US citizen or taxpayer
have your National Insurance number, your address, and your debit card and bank account details
agree to our: Terms and Conditions (PDF) Order Execution Policy (PDF) Conflicts of Interest Policy (PDF) Data Privacy Notice (PDF)

We're making some changes to our Share Dealing Terms and Conditions. View the new terms (effective from 24 August 2026). You should save a copy for your records.

We don’t pay interest on any cash you keep in this account.

We can’t give you advice, so you need to be happy making your own decisions. Investing isn’t for everyone. If you need help you could pay to speak to a financial adviser.

More than an ISA

When you apply for our Stocks & Shares ISA you’ll also get a Share Dealing Account.

For the 2026/2027 tax year, you can save a total of £20,000 across multiple ISAs. Our Share Dealing Account lets you invest beyond that limit, subject to UK taxes.

Fees and charges

Investing through the regular investment plan – Free
Online dealing commission – £5.00 per UK and fund trade

Read our full list of charges in the Costs and Charges guide (PDF).

Ready to apply?

Please complete this declaration before you start.

I understand that:

I won’t get financial advice in this application.
I’m investing, so I could get back less money than I put in.
Investing for 5 years or more usually gives a higher return than cash savings.
I’ll be making my own investment decisions.